{"id":3978,"date":"2025-05-19T09:31:48","date_gmt":"2025-05-19T04:01:48","guid":{"rendered":"https:\/\/panchayatilala.com\/?p=3978"},"modified":"2025-05-19T09:31:48","modified_gmt":"2025-05-19T04:01:48","slug":"sbi-fd-%e0%a4%ac%e0%a4%a8%e0%a4%be%e0%a4%ae-%e0%a4%aa%e0%a5%8b%e0%a4%b8%e0%a5%8d%e0%a4%9f-%e0%a4%91%e0%a4%ab%e0%a4%bf%e0%a4%b8-%e0%a4%9f%e0%a4%be%e0%a4%87%e0%a4%ae-%e0%a4%a1%e0%a4%bf%e0%a4%aa%e0%a5%89","status":"publish","type":"post","link":"https:\/\/panchayatilala.com\/?p=3978","title":{"rendered":"SBI FD \u092c\u0928\u093e\u092e \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f: \u0915\u0939\u093e\u0902 \u092e\u093f\u0932\u0947\u0917\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u0930\u093f\u091f\u0930\u094d\u0928? \u091c\u093e\u0928\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092a\u0942\u0930\u0940 \u0924\u0941\u0932\u0928\u093e"},"content":{"rendered":"<h2><em><strong>SBI \u0928\u0947 \u0918\u091f\u093e\u0908 FD \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902, \u0935\u0939\u0940\u0902 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e \u092e\u0947\u0902 \u092e\u093f\u0932 \u0930\u0939\u093e 7.5% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c\u0964 \u091c\u093e\u0928\u093f\u090f \u0915\u094c\u0928-\u0938\u0940 \u092f\u094b\u091c\u0928\u093e \u0906\u092a\u0915\u0947 \u092a\u0948\u0938\u0947 \u0915\u094b \u0924\u0947\u091c\u0940 \u0938\u0947 \u0921\u092c\u0932 \u0915\u0930\u0947\u0917\u0940 \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f \u092d\u0940 \u0926\u093f\u0932\u093e\u090f\u0917\u0940\u0964<\/strong><\/em><\/h2>\n<p><em><strong>\u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u091c\u0930\u093f\u090f \u092c\u0922\u093c\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u0916\u092c\u0930 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0905\u0939\u092e \u0939\u0948\u0964 \u0926\u0947\u0936 \u0915\u0947 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0947 \u092c\u0948\u0902\u0915 SBI \u0928\u0947 \u091c\u0939\u093e\u0902 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0940 \u0939\u0948, \u0935\u0939\u0940\u0902 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0915\u0940 \u0928\u0947\u0936\u0928\u0932 \u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0938\u094d\u0915\u0940\u092e \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0905\u092c \u092d\u0940 7.5% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u0940 \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0938\u0935\u093e\u0932 \u0909\u0920\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0939\u093e\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0930\u0939\u0947\u0917\u093e? \u0906\u0907\u090f, \u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u092a\u0948\u0938\u0947 \u0921\u092c\u0932 \u0939\u094b\u0928\u0947 \u0915\u093e \u0938\u092e\u092f \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u091b\u0942\u091f \u091c\u0948\u0938\u0947 \u0938\u092d\u0940 \u092a\u0939\u0932\u0941\u0913\u0902 \u092a\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923\u0964<\/strong><\/em><\/p>\n<p class=\"\" data-start=\"998\" data-end=\"1302\">\u0926\u0947\u0936 \u0915\u0947 \u0938\u092c\u0938\u0947 \u092c\u095c\u0947 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 <strong data-start=\"1026\" data-end=\"1056\">\u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (SBI)<\/strong> \u0928\u0947 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0938\u094d\u0915\u0940\u092e \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0940 \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u092f\u0926\u093f \u0906\u092a FD \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0915\u0940 <strong data-start=\"1216\" data-end=\"1252\">\u0928\u0947\u0936\u0928\u0932 \u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f (TD)<\/strong> \u0938\u094d\u0915\u0940\u092e \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u092a\u0930 \u092d\u0940 \u090f\u0915 \u0928\u091c\u0930 \u0921\u093e\u0932\u0928\u093e \u092c\u0947\u0939\u0926 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n<p class=\"\" data-start=\"1304\" data-end=\"1566\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0915\u0940 \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0939\u0940 \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 1 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0932\u0947\u0915\u0930 5 \u0935\u0930\u094d\u0937 \u0924\u0915 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0938\u094d\u0915\u0940\u092e \u092e\u0947\u0902 \u092b\u093f\u0932\u0939\u093e\u0932 <strong data-start=\"1453\" data-end=\"1489\">6.9% \u0938\u0947 \u0932\u0947\u0915\u0930 7.5% \u0924\u0915 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/strong> \u0926\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948, \u091c\u094b SBI \u0915\u0940 \u0905\u0927\u093f\u0915\u0924\u092e 6.70% \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u091c\u094d\u092f\u093e\u0926\u093e \u0906\u0915\u0930\u094d\u0937\u0915 \u0939\u0948\u0964<\/p>\n<h4 class=\"\" data-start=\"1568\" data-end=\"1633\"><strong data-start=\"1576\" data-end=\"1633\">\u0930\u093f\u091f\u0930\u094d\u0928 \u0924\u0941\u0932\u0928\u093e: \u0915\u0939\u093e\u0902 \u0915\u093f\u0924\u0928\u093e \u0938\u092e\u092f \u0932\u0917\u0947\u0917\u093e \u092a\u0948\u0938\u093e \u0921\u092c\u0932 \u0939\u094b\u0928\u0947 \u092e\u0947\u0902?<\/strong><\/h4>\n<p class=\"\" data-start=\"1634\" data-end=\"1658\"><strong data-start=\"1634\" data-end=\"1647\">\u0930\u0942\u0932 \u0911\u092b 72<\/strong> \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930:<\/p>\n<ul data-start=\"1660\" data-end=\"1873\">\n<li class=\"\" data-start=\"1660\" data-end=\"1765\">\n<p class=\"\" data-start=\"1662\" data-end=\"1765\"><strong data-start=\"1662\" data-end=\"1696\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f (7.5%)<\/strong><br data-start=\"1696\" data-end=\"1699\" \/>\u00a072 \/ 7.5 = <strong data-start=\"1715\" data-end=\"1731\">\u0932\u0917\u092d\u0917 9.6 \u0938\u093e\u0932<\/strong> (\u092f\u093e\u0928\u0940 9 \u0938\u093e\u0932 6 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0921\u092c\u0932)<\/p>\n<\/li>\n<li class=\"\" data-start=\"1767\" data-end=\"1873\">\n<p class=\"\" data-start=\"1769\" data-end=\"1873\"><strong data-start=\"1769\" data-end=\"1800\">SBI \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (6.70%)<\/strong><br data-start=\"1800\" data-end=\"1803\" \/>\u00a072 \/ 6.70 = <strong data-start=\"1820\" data-end=\"1838\">\u0932\u0917\u092d\u0917 10.75 \u0938\u093e\u0932<\/strong> (\u092f\u093e\u0928\u0940 10 \u0938\u093e\u0932 8 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0921\u092c\u0932)<\/p>\n<\/li>\n<\/ul>\n<h4 class=\"\" data-start=\"1875\" data-end=\"1905\"><strong data-start=\"1883\" data-end=\"1905\">\u0915\u094d\u092f\u093e \u0939\u0948 \u0930\u0942\u0932 \u0911\u092b 72?<\/strong><\/h4>\n<p class=\"\" data-start=\"1906\" data-end=\"2089\">\u092f\u0939 \u090f\u0915 \u0938\u0930\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u092e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u091c\u0930\u093f\u090f \u092f\u0939 \u092a\u0924\u093e \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u0940 \u0930\u0915\u092e \u0915\u093f\u0924\u0928\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0926\u094b\u0917\u0941\u0928\u0940 \u0939\u094b \u091c\u093e\u090f\u0917\u0940\u0964 \u092c\u0938 72 \u0915\u094b \u0938\u093e\u0932\u093e\u0928\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0938\u0947 \u092d\u093e\u0917 \u0926\u0947\u0902, \u0914\u0930 \u091c\u094b \u0909\u0924\u094d\u0924\u0930 \u0906\u090f \u0935\u0939\u0940 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0939\u094b\u0917\u0940\u0964<\/p>\n<h4 class=\"\" data-start=\"2091\" data-end=\"2126\"><strong data-start=\"2099\" data-end=\"2126\">\u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f \u0915\u093e \u092d\u0940 \u0932\u093e\u092d<\/strong><\/h4>\n<p class=\"\" data-start=\"2127\" data-end=\"2411\">\u092f\u0926\u093f \u0906\u092a <strong data-start=\"2134\" data-end=\"2158\">5 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f<\/strong> \u091f\u093e\u0907\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u092f\u093e FD \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b <strong data-start=\"2206\" data-end=\"2237\">\u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u090f\u0915\u094d\u091f \u0915\u0940 \u0927\u093e\u0930\u093e 80C<\/strong> \u0915\u0947 \u0924\u0939\u0924 \u20b91.5 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0940 <strong data-start=\"2260\" data-end=\"2273\">\u091f\u0948\u0915\u094d\u0938 \u091b\u0942\u091f<\/strong> \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902, \u092f\u0939 \u0932\u093e\u092d \u0915\u0947\u0935\u0932 \u0909\u0928\u094d\u0939\u0940\u0902 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u092e\u093f\u0932\u0947\u0917\u093e \u091c\u094b <strong data-start=\"2339\" data-end=\"2363\">\u092a\u0941\u0930\u093e\u0928\u0940 \u091f\u0948\u0915\u094d\u0938 \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/strong> (Old Tax Regime) \u0915\u0947 \u0924\u0939\u0924 \u0905\u092a\u0928\u093e ITR \u092b\u093e\u0907\u0932 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SBI \u0928\u0947 \u0918\u091f\u093e\u0908 FD \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902, \u0935\u0939\u0940\u0902 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e \u092e\u0947\u0902 \u092e\u093f\u0932 \u0930\u0939\u093e 7.5% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c\u0964 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